What does the payload means in the ip-only rules?

I wrote ip repution rules like below,
alert ip any any -> any any (msg:"TEST iprep"; iprep:any ,test,>,100; sid:1; rev:1;)
and sometimes I get alert with payload. What does the payload mean in the alert?

The payload refers to the application specific payload portion of the packet. So, if this were TCP, the payload would be the data following the TCP header.